Home Equity Lines of Credit | Community & Southern Bank | Atlanta - Carrollton - Ellijay | GA - Georgia

Home Equity Lines of Credit

A lot of hard work and money goes into your home month after month. It's time that it paid back. Tap into the equity you've worked so hard to establish with the help of a CSB Home Equity Line of Credit. Once established, your credit line can conveniently be withdrawn at any time, for anything that comes up.

We offer accommodating financing options — plus, you only owe interest on the part that's used, which might even be tax deductible!*

  • Competitively low rates for a wide range of ongoing expenses*:
  • Home improvements
  • Medical expenses
  • Renovation projects
  • Personal business start-ups
  • And more!
  • Accommodating terms, customized according to your unique needs
  • 10-year borrowing period with 15-year repayment term
  • Interest only and standard payment options available
  • Direct, anytime access to funds without reapplying
  • Revolving credit – when you repay, your limit is replenished for future borrowing
  • Only pay interest on the part that's used
  • The interest paid might be tax deductible**
  • Quick approval process; local decision-making and processing
  • Genuine CSB hospitality – attentive, expert service from beginning to end

*Rate based on The Wall Street Journal prime rate.

**Consult a tax advisor.

Proof of Insurance

If you have been asked to provide proof of property or vehicle insurance, please click the link below to submit your information. In order to access the online interactive platform and upload your insurance declaration page, you will need the Reference ID number from your Insurance Notice along with the control number of 7200.